Today’s technology offers a wealth of opportunities to save and spend wisely. While in the past it took time and knowledge to find great deals, today it’s enough to use digital tools. Whether it is artificial intelligence that helps you find the best prices, or apps like PCGS coinfacts app that enable you to instantly assess the value of a rare item.
But today, saving money is not just about bargain shopping, it’s also about having the right attitude to life. It is important to know how to manage your finances properly, and modern budgeting apps, services for controlling expenses and even artificial intelligence that analyzes your spending and suggests ways to save money help in this too.
So below we would like to share with you some powerful tech advice to help you avoid overpaying, make informed purchases, and protect your money.
Looking for the Best Prices and Discounts
Digital solutions have made shopping more convenient, transparent and cost-effective. Now, even the rarest item can be found at a bargain price and its authenticity can be verified in seconds. Below you will find some of the tools and ways you can reduce costs and make more informed financial decisions.
Lifehack 1: Always Use Neural Networks and Browser Extensions
- What to use: Google Shopping; PriceRunner; Honey (for Chrome, Firefox, Edge); InvisibleHand; LetyShops (works with 3000+ stores); Paribus (from Capital One).
Artificial intelligence is a life-saver in the world of shopping. Studies show that users who use automated discount search tools save an average of 10-30% on their purchases.
Today, to our convenience, there are AI algorithms that analyze millions of offers on the Internet and select the most profitable options. For example, services like Google Shopping and PriceRunner use machine learning to compare prices from different sellers. And additional benefits are possible due to browser extensions, such as Honey, which automatically searches for and applies coupons, or InvisibleHand, which finds hidden discounts on airfare, hotels and goods.
By the way, do not neglect cashback, most users do not even realize that they can get part of the money spent back, and in fact cashback services allow you to save up to 40% on certain purchases.
Tip: Try Paribus the next time you go shopping – it automatically gives you money back if you buy an item and its price drops soon after.
Lifehack 2: Remember Apps for Scanning and Evaluating Products Before You Buy
- What to use: ShopSavvy; Barcode Scanner; Fakespot
According to McKinsey, 76% of consumers are willing to spend more in stores if they are offered personalized discounts. But unfortunately, not everyone knows how to get those discounts yet. Sometimes products are sold at a markup, and the price does not always reflect their real value. To avoid overpayments here, you can use applications to scan barcodes and search for information about the product.
For example, applications – scanners such as Barcode Scanner or QR Code Reader, can instantly get information about the product, compare prices and even check the official manufacturer. For example, many brands (Louis Vuitton, Gucci, Nike) already use unique QR codes, which can be checked through official services.
By the way, it is not superfluous to use these applications to check reviews. Websites with reviews cannot be trusted 100%, as many of them contain paid comments. The FakeSpot app analyzes reviews on platforms like Amazon and eBay, identifies fake reviews, and gives an assessment of the seller’s reliability.
Tip: When using these apps, it would make sense to set up notifications when prices drop on the items you want. Many platforms allow you to track price trends and let you know when it is the best time to buy something.
Evaluating the Cost and Authenticity of Purchased Items
When buying goods (especially used or collectible ones), it is important to understand their real value and authenticity. Today modern technology helps you avoid mistakes and chances to become a victim of fraudsters.
Lifehack 3: Install Coin ID Scanner for Quick Navigation in the World of Coins
- What to use: Coin ID Scanner app
Collectible coins can be an interesting hobby, as well as a profitable investment. However, inexperienced buyers often face problems: fakes, inflated prices, difficulty in assessing the condition of the coin. This is where the Coin ID Scanner application comes to the rescue.
Coin ID Scanner provides an instant determination of the coin’s face value, year of issue, and approximate market value. Simply scan the coin with your smartphone camera and receive detailed information including rarity, historical data and estimated current values.
Imagine, at a flea market, you come across a coin from 1943. At first glance, it looks ordinary, but Coin ID Scanner reveals that it’s a rare bronze version of a penny worth hundreds of thousands of dollars. Isn’t it nice to find such a piece just by using your smartphone?
Lifehack 4: Utilize Apps for Appraising Used Goods
- What to use: eBay; WorthPoint; Rebag; Poshmark
When we buy an item on the secondary market rather than in a store, the question always comes up: how much is it really worth? The difference in price between sellers can be huge, and not always the inflated cost is justified by the rarity or good condition of the item. This is where online platforms come to the rescue, which analyze the history of sales and give an idea of the real market value.
For example, eBay lets you see how much similar items have sold for in the past; WorthPoint analyzes the market value of rare and collectible items; Rebag evaluates luxury handbags and accessories; and Poshmark is useful for determining the price of brand-name clothing.
Tip: If you buy expensive items, ask for a receipt or certificate. For example, Rebag has a service called Rebag Infinity, which allows you to exchange a purchased item for a new one with an additional payment – a guarantee of originality.
Manage Finances Wisely
Saving is more than just finding bargains; it’s also about managing your money wisely. Even with a small income, the right approach to finances helps you avoid debt, save up for big purchases and spend without stress. Modern technology makes this process easier: today we have access to intelligent services that analyze spending, predict expenses and even offer personalized savings recommendations.
Lifehack 5: Install Smart Apps for Spending Control
- What to use: YNAB (You Need a Budget); Mint; Acorns; Revolut Vaults.
One of the biggest steps to financial stability is realizing where your money goes. Many people are surprised when they first start analyzing their expenses: it turns out that small daily expenses for coffee, cabs or subscriptions add up to a significant portion of their budget. To get your finances under control use special applications that will automatically track your expenses and help you plan your budget.
Popular services such as YNAB (You Need a Budget) or Mint analyze your bank transactions, categorizing your spending into categories such as groceries, transportation, entertainment, subscriptions, and so on. This enables you to quickly see what you can save money on.
For example, if the app shows that your monthly food delivery costs exceed 30% of your budget, you might want to think about cooking at home more often. And other services, like Acorns or Revolut Vaults, allow you to “discreetly” save money by rounding up your purchases to a whole number and sending the difference to a savings account.
Lifehack 6: Optimize Subscriptions and Reduce Waste
- What to use: Truebill; Trim
Another common problem is unnecessary subscriptions. Many people don’t even realize how much money is spent each month on services they hardly use. Video and music platforms, cloud storage, fitness apps, VPNs – all of these can add up to hundreds of dollars a year.
To control subscriptions, it’s convenient to use special services such as Truebill or Trim. They automatically analyze debits from bank cards and identify those subscriptions that the user has not used for a long time. In addition, some of them can even negotiate with providers to reduce the cost of services – for example, Truebill is able to negotiate lower rates for Internet or mobile communication.
Another way to save money is through family subscriptions. Many services, including Netflix, Spotify and Apple One, offer group plans that share the cost between multiple users. This is much more cost-effective than paying for a subscription alone.
Be Smart
In a world where every click can lead to a spontaneous purchase, technology is becoming our allies in the fight for financial awareness. Due to them we are able to find the best deals, plan, analyze and even anticipate our own spending. The key is not just to follow trends, but to use digital tools wisely, turning them into personal financial advisors. After all, smart spending is not about restrictions but about freedom of choice, where every purchase has a value, not a price.
admin